Benefits / Employee Loan Access
Employee loan access, backed by Emerald’s lending network.
Help employees discover suitable loan options through Emerald / Shubhbank relationships with 40+ banks and NBFCs — as a focused benefits module or part of the wider platform.
40+ bank and NBFC relationships for guided employee loan access.
Employee-focused access
Guided sourcing support
One trusted route for larger employee finance needs.
Emerald helps employers extend financial support through curated loan access across major categories.
Employer value
Support employees without becoming the lender.
Employees need trusted guidance for larger financial needs. Emerald connects them to relevant lending partners through a managed distribution process.
40+
Banks & NBFCs
Loan categories
Access across common employee borrowing needs.
Personal Loans
For planned expenses, emergencies and everyday financial requirements.
Home Loans
For employees evaluating housing finance through lending partners.
Gold Loans
Secured funding options where employees prefer gold-backed credit.
Business Loans
For employees or promoters who need business funding access.
How it works
A simple employee finance extension.
1Employee expresses interest
2Basic requirement captured
3Suitable lending options explored
4Employee receives guided support